Clients Idea
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your complete account.
Dharmendra Chothani , Co-Founder and Managing Partner at “ClientFirst” has an extensive experience in the Financial Services Industry and has worked with reputed organizations such as ICICI Home Finance Ltd, Birla Sun Life Insurance and Citibank. In his career spanning 11 years, he has managed various roles both in Sales as well as Relationship Management with special focus on managing wealth for HNW (High Net Worth) and UHNW (Ultra High Net Worth) client segments.
On the education front, Dharmendra is an MBA (with specialization in Marketing & International Finance) from Nirma University, Ahmedabad. He has also completed his Masters in Commerce (Business Administration) from M S University, Baroda followed by certifications such as NISM, NSDL and IRDAI.
It has always been said that Indians are the best savers. On an average, a working Indian saves about 25% of his monthly income. However, when it comes to Investment, the same is not necessarily true.
This is because most of the financial planning done in India is not in a planned, structured way. It is often done spontaneously and haphazardly and not clearly linked to any financial goal or milestone. Most of the times investment is either done in traditional instruments such as Bank Savings Account/Bank Fixed Deposits (which do not yield returns that are able to counter inflation) or directly in Stock Markets (basis some unreliable tips by unauthorized stock brokers or friends or colleagues)
It has also been observed that when a client who is completely a novice (beginner) in the field of investments, his first “Go To” place to seek advice is his Bank. However, it is a common practice even for a Bank Relationship Manager to only sell (rather push) products which are more profitable for the bank itself and not necessarily keeping in mind the clients core need. Hence, this raises a question mark on the issue of need-based selling and integrity which are the 2 strong pillars of Financial Planning
Keeping this in mind, we decided to establish “CLIENTFIRST” so that we always put the clients interests and needs FIRST before anything and everything else.
At “CLIENTFIRST” we specialize in Goal-Based comprehensive Financial Planning for each client of ours. While meeting and interacting with each client, we always put ourselves in the clients’ shoes and “ALWAYS DO WHAT IS RIGHT FOR THE CLIENT”.
At “CLIENTFIRST”, we work on core values of a) Consumer Delight, b) Integrity and c) Confidentiality
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Must explain to you how all this
mistaken of denouncing pleasure and
your complete account.
Must explain to you how all this
mistaken of denouncing pleasure and
your complete account.
Encounter consequences that are
extremely painful again is there anyone
loves or pursues desires.
Ever undertake laborious physical
exercise, except obtain advntage from
it man who chooses.
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